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Kisan Rin Portal unveiled to provide access to credit services under KCC



Kisan Rin Portal has been developed in collaboration with several government departments and it will provide access to credit services under Kisan Credit Card. The digital platform PM Kisan Rin Portal will provide information about farmer data, loan distribution information, interest subvention, and progress of the scheme.

Union Finance Minister Nirmala Sitharaman assured the full cooperation of banks for the success of Ghar Ghar KCC Abhiyan. She said that the government under Prime Minister Narendra Modi has allocated enough money under the KCC scheme to ensure easy short-term loans to farmers and their onboarding for the scheme.

The finance minister commended the Ministry of Agriculture for its initiatives and successful implementation of Pradhan Mantri Fasal Bima Yojana (PMFBY). She said that over 1,40,000 crores of insurance amount has been disbursed to farmers so far against a premium amount of Rs. 29,000 crores. She also appreciated real-time estimation for rice and wheat crop output and called for the estimation to be extended to Dalhan and Tilhan crops so that better planning can be done for their imports if needed. The finance minister said that real-time estimation of crops will help the economy and ensure the right prices for farmers at the end of the crop season. Smt. Sitharaman also called for full automation of regional rural banks and cooperative banks and directed the Department of Financial Services to study the gap between loan sanction and loan disbursement for these banks.

Union Agriculture Minister Narendra Singh Tomar in his address highlighted the importance accorded to agriculture and rural economy under the current government. He informed that the budget for the Ministry of Agriculture has increased from Rs. 23,000 crore in year 2013-14 to Rs. 1,25,000 crore in 2023-24. Talking of WINDS manual, the minister said the aim is to ensure real time weather information so that farmers can take the right precautions for their crops at the right time. He said that the use of technology and transparency is important for agriculture and this government has taken necessary steps in this regard.

The agriculture minister informed that there are around 9 crore beneficiaries under PM Kisan Samman Nidhi and the aim of KCC Ghar Ghar Abhiyaan is to connect around 1.5 crore beneficiaries who are not yet connected to the KCC scheme. Tomar also thanked the Ministry of Finance and banks for providing around 2 crore KCCs to farmers even during Corona pandemic. The minister asserted that it was the agriculture and rural sector that kept the economy going even during the pandemic.

The launch event epitomizes the Government of India’s dedication to innovation and efficient service delivery for agriculture, with the aim of sustaining and doubling farmers’ income. Initiatives like the Kisan Rin Portal (KRP), Ghar-Ghar KCC Abhiyaan, and the WINDS Manual embody the government’s commitment to farmers’ prosperity, innovation, technology infusion, and objective service delivery. These efforts will further the goal of agricultural transformation and sustainable economic growth for the farming community across the nation.

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